Got a ticket for 30 over and have American Fam. Ins. 1st speeding ticket. Any insight on rate increase?

Got a ticket for 30 over and have American Fam. Ins. 1st speeding ticket. Any insight on rate increase?

Aim a 23 year old male & this is my first ticket for speeding technically (I got a ticket 6 years ago for speeding but it was dismissed in court). I also totaled a car 7 years ago but that seems to be irrelevant now (I would think). I was sighted for going 75 MPH in a 45 MPH on interstate 670 in Columbus, Ohio (45 due to construction not in progress so fine was not doubled). The office stated to me that the traffic flow was moving well above the posted speed limit however I was moving a bit faster than the flow. My first question is should I take this to court and fight it (also hope the officer does not show) If the traffic flow was moving considerably over the posted limit then why wasnt any of the people ahead of my pulled over? Does anyone think this will stand in court or do you think the fact that I was going 30 over pretty much kill my defense? Also (since I believe I will have to pay) how much do you think my insurance rates will increase? Like I said I am a 23 year old male with 1 prior speeding ticket that was dismissed in court 6 years ago, totaled a car 7 years ago and received a ticket almost 3 years ago for peeling and squealing (which was BS). Any insight is helpful and thank you all for taking time to read my post and respond it means a lot.

 

BEST ANSWER: Try this site where you can compare quotes:averageinsurancecost.xyz

 

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What happens If I have California insurance and I get in an accident in Hawaii?

NOTE: if your the kind of person thats going to say things like well you shouldnt do that... waa waa waa please stop reading and go back. Please only answer if you have an answer to my question, I dont need moral advise! this is a hypothetical situation and I'm just curious. I know if one has insurance in California and They get in a accident in another continental US state, its not problem since, they could just be on a road trip. But what if (s)he ships their car to Hawaii, and they keep their old insurance, and 3 months later they get in an accident, is the insurance company going to look at the report and say hmmm well theres no way he drove to Hawaii on a road trip, they must of moved there , and not cover the accident? the reason I ask is: my current CA insurance is 90/mon. The cheapest i found in Hawaii is 230/mon which is INSANE!!!. Im only wondering hypothetically, what if one found a way to get by the vehicle inspection with their CA insurance. then they get in an accident a few months later, will the insurance company stil cover the accident? I know you have 30 after you move to be covered, how do they verify/determin what was your exact move date?

 

 

Car Insurance pay out when vehicle written off?

My car has been written off and my insurance have offered my 1,250 for it. They said they use some Glass Vehicle Valuation thing so I went on it's website n had the car valued myself n there's 5 categories for pricing the vehicle: Trade-in Excellent condition - 1,376 Trade-in Average condition - 1,210 Trade-in below average condition - 1,066 Dealer sale price - 2,640 Private seller price - 2,221 Which is the price I should get for my car? It was an 02 plate Renault Megane Coupe Privilege + in excellent condition! I found the same car in a different colour on Auto Trader for 2,000. I think I should get the private seller price as I am effectively selling them my car and not trading it in!? My car was set on fire btw! Awoke at 3am to the thing in flames just a few feet away from my house! ='(

 

 

Cheapest insurance for motorcycle in melbourne?

hi m looking for insurance company that hs cheapest price for me. m 19 yo female, 4years experience on motorcycle. help me pls,,, i think i ll gt for the third party

 

 

Car Insurance: What are premiums, legal fees and voluntary excess?

I have been trying to get car insurance quotes online but I dont understand what the above terms mean Also if my road tax (UK) is not due for renewal till thursday can i buy it today? Will they adjust the date for me. Any help will be appreciated Thank you for your time

 

 

How much is liability insurance on a 1995 nissan altima usually cost?

How much is liability insurance on a 1995 nissan altima usually cost?

 

 

I've been taken off my parent's car insurance policy. What do I do now?

I am 17 and I recently got into a serious car accident where my car was totaled. I got kicked out of my parent's car insurance policy because of this. My parents said that no insurance company is going to sell to me because I was in a serious accident while I was a minor. What should I do if I want to drive again? I can't drive a car without insurance.

 

 

I applied for Car Insurance and...?

They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?

 

 

Insurance - Ticket on someone else's car?

I recently got a speeding ticket on my aunt's car, which I am always allowed to use since I live with her. I know her insurance covers anyone who drives any of her cars, it is not connected to my driver's license at all. Are her rates going to go up? Or does it only affect me and my future insurance rates for when I get my own car?

 

 

Need advice: Parked car hit - Car has no insurance?

Ok, so last night my friends car was hit by a driver who fell asleep. the car was in front of our house and pushed 40ft and his flipped over. Both cars totaled. He has insurance, but my friends that was parked and hit, does not. Will this be an issue for her, or will his insurance be paying for everything since he was 100% at fault? Please help!

 

 

Can i get insurance at 17 in my name?

Can i get insurance at 17 in my name?

 

 

How much, on average, would car insurance be raised if I added a 16 1/2 year old driver?

The vehicle would be an onld 1996 minivan.

 

 

What should I do if my attorney is not paying me my insurance money(california)?

ok.. I've filed a claim against my home insurance company through a lawyer. It was a house related claim. I was told my claim was settled and signed the settlement paper from attorney's office about 5 months ago and still have not received the money yet. So I called the actual insurance company and found out that the money was paid out 4 months ago. When I called my attorney's office, 4 different agents told me different stories and I noticed they might be trying to keep the money. is there any way to file a claim against lawyers? Please help

 

 

My Car Insurance won't pay for my car accident?

I Totaled my 2000 ford mustang gt at an intersection, it was my fault. I ran into a car, and that car hit the car in front of him as a result. So technically i was responsible for damages of 2 cars. I only had liability so i knew my car wouldn't be fixed. But now my insurance company said that my payment for that month was processed the day after my accident, so i wasn't insured on the day of the accident. I just found this out, and i want to know what will happen now that my insurance wont pay for the damages? will the other people's insurance sue me? All answers are appreciated! Thanks!

 

 

Who has the Cheapest libility Car Insurance in Chicago?

I want some libility Insurance under $50.dollars, not over $49dollars.

 

 

I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?

I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.

 

 

How much money should the insurance company be giving me?

I was in a car accident. An suv hit me (perpendicular to my drivers side), which made me hit a mazda and it spun out of control. The suv that started the accident RAN OFF! They did not realize their license plate fell off and they actually filed a claim saying they were hit in a parking lot! Anyways, it totalled my car so my insurance co is giving me $6200 for my car, but deducting $500 for my deductibl because at first we could not find who was driving the vehicle. Now the drivers insurance company has contacted me wanting to meet to discuss how much money they are going to give me. He said they will be giving me money for my deductible, medical bills, missing work, missing school, inconvience, stresss and pain and suffering. We are meeting today to negotiate the amount. I am not sure what is a reasonable amount, my friends told me $5400 - 8,000. I'd like about $6000-$7000. Do you think this is right?

 

 

Insurance for scion tc 2008?

i wanted to get the scion tc 2008 but my dad said the insurance is too high for 2 doors car or something like that.. does anyone kno any good and cheap insurance place they can recommend? thankyou

 

 

Is it possible for me to have insurance in Texas and currently live in Arizona?

I have a Texas license, but I currently live in Arizona and am looking to buy a car . Would I be able to purchase an insurance policy from Texas and have everything be sent to my ...show more

 

 

Lapse in coverage on auto insurance?

I let my coverage for my motorcycle lapse for 4 days. I am insured through progressive. How will this effect me?

 

 

How to appeal to insurance company?

My mom had Healthnet for her insurance provider in California. We started our move to Texas in Dec 2005. Mom made her payment in January. They still had their home in California, and it wasn't sold until February. So legally she was still a California resident. At the end of January she told them that she had moving to Texas. They refused her payment saying that she wouldn't be covered in Texas. In February she had emergency surgery. Healthnet paid everything. Then in October 2006 they denied all payments. Mom was supposed to have surgery on the hernia back in California but the doctor kept post poning it. Until finally he just said he wouldn't be able to perform the surgery. That was in January 2006, after she made her paid her insurance. My mom didn't know she had any rights, so she started paying on this $40,000.00 bill. I don't feel like she should be paying this. I have been trying to figure out how to write a letter to appeal it. I just don't know how to go about it.

 

 

Is insurance on bikes cheaper than cars at 17?

I am thinking of getting a bike when I'm 17 but I was wondering which one is cheaper? If I chose a bike it will probably be a 125cc but if I chose a car it will be like a ford fiesta type. Which one is cheaper to run and maintain?

 

 

How much will health insurance cost for a 21 year old with no preexisting conditions?

I never had to pay for health insurance (part of family benefit package) so now I'm thinking of getting one. How much will it cost? I am healthy, work in an office (not dangerous), attend university (are there student discounts?), I am athletic,(healthy weight), I live in Los Angeles the only health issue my family has is that my dad is diabetic (but he got it when he was around 50 so i don't think it's heritable)] I need an insurance to only cover me in case something happens and I need emergency care (surgeries, hospital stay etc.) approximate numbers will be appreciated.. thank you

 

 

Good low cost medical insurance for a 20 year old female working through a temp service?

I am 20 years old and I have no medical insurance and I really need to go to the dentist and have a check up at my doctor. I haven't been to either in probably 4 years. I am very uneducated on insurance so any help is greatly appreiciated. I want to make sure it's someone that my doctor and dentist will accept. I have a good job but it's a temporary service that doesn't have insurance benifits. Any suggestions?

 

 

Should I get AAA Roadside assistance or Insurance Roadside Assistance?

I drive an 07 Scion and was wondering if I should get AAA Plus or Insurance Roadside assistance. I currently pay $6 a year for Roadside assistance but I have to pay first and then get reimbursed and it only covers $50 each disablement. I was thinking if I should get AAA Plus which covers up to 100 miles for $76 because I know it costs quite a bit just for a hook up fee.

 

Got a ticket for 30 over and have American Fam. Ins. 1st speeding ticket. Any insight on rate increase?

Aim a 23 year old male & this is my first ticket for speeding technically (I got a ticket 6 years ago for speeding but it was dismissed in court). I also totaled a car 7 years ago but that seems to be irrelevant now (I would think). I was sighted for going 75 MPH in a 45 MPH on interstate 670 in Columbus, Ohio (45 due to construction not in progress so fine was not doubled). The office stated to me that the traffic flow was moving well above the posted speed limit however I was moving a bit faster than the flow. My first question is should I take this to court and fight it (also hope the officer does not show) If the traffic flow was moving considerably over the posted limit then why wasnt any of the people ahead of my pulled over? Does anyone think this will stand in court or do you think the fact that I was going 30 over pretty much kill my defense? Also (since I believe I will have to pay) how much do you think my insurance rates will increase? Like I said I am a 23 year old male with 1 prior speeding ticket that was dismissed in court 6 years ago, totaled a car 7 years ago and received a ticket almost 3 years ago for peeling and squealing (which was BS). Any insight is helpful and thank you all for taking time to read my post and respond it means a lot.

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